body {
	margin:0px;
}
img {
	border:0px;
}
h1 {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:24px;
	font-weight:normal;
	color:#115190;
	margin:0px;
	padding:25px 0px 0px 00px;
}
h2 {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:14px;
	font-weight:normal;
	color:#115190;
}
checkbox
	{
	border-style: dotted;
	border: dotted;
	background-color:Aqua;
	}
	
#Wrapper{
	width:960px;
	margin:0px auto; 
	
}

#header {
	width:100%;
	height:58px;
	float:left;
	position:relative;
}

#Logo {
	width:107px;
	height:40px;
	float:left;
	position:relative;
}
#rightdiv{
	float:right;
	position:relative;
	width:300px;
}

#searchdiv{
	background:url(../images/searchbg.jpg) no-repeat;
	width:185px;
	float:right;
	margin-top:6px;
	padding-left:5px;
	position:relative;
	height:24px;
}

.searchbar{
	font-size:11px;
	border-width:0px;
	height:13px;
	padding-left:5px;
	margin-top:4px;
	margin-right:2px;
	margin-left:5px;
	vertical-align:middle;
	background:transparent;
	width:145px;
}

#topnav {
	font:normal 10px Verdana;
	color:#0e528f;
	margin:38px 0px 0px 0px;
	position:relative;
}

#topnav ul{
	margin:0px;
	padding:0px;
	list-style:none;
}

#topnav ul li{
	display:inline;
	
}

#topnav ul li a:link{
	color:#0e528f;
	text-decoration:none;
	font-size:10px;
}

#topnav ul li a:visited{
	color:#0e528f;
	text-decoration:none;
	font-size:10px;
}

#topnav ul li a:hover{
	color:#f63939;
	text-decoration:none;
	font-size:10px;
}

#banner {
	width:100%;
	height:380px;
	background:#eef6ff;
	float:left;
	position:relative;
}

#bannerleft{
	width:442px;
	height:190px;
	background:url(../images/banner_img.jpg) left no-repeat;
	float:left;
	position:relative;
}

#bannerright{
	width:190px;
	height:170px;
	margin:10px 20px 0px 0px;
	float:right;
	position:relative;
}


#content{
	width:960px;
	height:260px;	
	
	float:left;
	position:relative;	
}

#centerdiv{
	width:960px;
	margin-left:auto;
	margin-right:auto;
	position:relative;
}

#contenthead {
	background-color:#eef6ff;
	height:80px;
	padding-left:20px;
}
.section{
	font:normal 12px verdana;
	width:240px;
	height:280px;
	margin-top:2px;
	float:left;
	position:relative;	
}


.seccontent{
	font:normal 11px verdana;
	color:#444444;
	width:200px;
	height:190px;
	padding-left:20px;	
	padding-top:15px;
	border-left:1px solid #eaeaea;	
	float:left;
	position:relative;
	top: 0px;
	left: 0px;
}

.secreadmore{
	width:210px;
	height:10px;
	padding-left:20px;	
	padding-top:38px;
	border-left:1px solid #eaeaea;	
	float:left;
	position:relative	;	
}

.secreadmore a:link{
	font:bold 10px verdana;
	color:#f52222;
	text-decoration:none;
}

.secreadmore a:visited{
	font:bold 10px verdana;
	color:#f52222;
	text-decoration:none;
}

.secreadmore a:hover{
	font:bold 10px verdana;
	color:#0e528f;
	text-decoration:none;
}

#footerstip{
	width:100%;
	height:5px;
	background-color:#e1eaf3;
	margin-top:40px;
	float:left;
	position:relative;	
}

#footer{
	font:normal 10px verdana;
	width:100%;
	height:52px;
	float:left;
	color:#0e528f;
	position:relative;	
}

#footer ul {
	font:normal 10px verdana;
	margin:0px;
	margin-top:15px;
	margin-bottom:5px;	
	padding:0px;
	list-style-type:none;
}

#footer ul li {
	display:inline;
	padding:0px 2px 0px 2px;
}

#footer ul li a{
	color:#0e528f;
	text-decoration:none;
}

#footer ul li a:hover{
	color:#f63939;
	text-decoration:none;
}

.disclaimer{
	width:100%;
	height:50px;
	padding-left:2px;	
	padding-top:2px;
	float:left;
	position:relative;	
	font-size: 7pt;
	font-family: Arial;
}
.indent{
	text-indent:3px;	
}

.subbodytext {
	padding:20px 10px 20px 5px;
	height:360px;
			
}
.subbodytext2 {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	font-weight:normal;
	color:#333333;
	width: 650px;
}

.subbodytext3 {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	font-weight:normal;
	color:#333333;
	border-top:1px solid #CCCCCC;
	border-right:1px solid #CCCCCC;	
}

.subbodytext3 td{
	border-left:1px solid #CCCCCC;
	border-bottom:1px solid #CCCCCC;
}

.subbodytext p {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	font-weight:normal;
	color:#333333;
	text-align: justify;
}
.subbodytext ul {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	font-weight:normal;
	color:#333333;
	padding:0px;
	margin:0px;
	line-height:20px;	
	margin-left:10px;
}

.subbodytext ul li a {
	text-decoration:none;
	color:#333333;
}

.subbodytext ul li ul {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	font-weight:normal;
	color:#333333;
	padding:0px;
	margin:0px;
	
	list-style:square;
}
.subrightpantext {
	width:170px;
	border-right-left:1px solid #e4e6d5;
	padding-top: 20px;
	padding-right: 5px;
	padding-bottom: 0px;
	padding-left: 5px;
}

.sublefttpantext {
	width:205px;
	border-right-left:1px solid #e4e6d5;
	padding-top: 20px;
	padding-right: 0px;
	padding-bottom: 0px;
	padding-left: 0px;
}
.subrightpantext p {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	font-weight:normal;
	color:#333333;
}
.subrightpantext p a {
	color:#8d0000;
	text-decoration:none;
}
.subrightpantext p a:hover {
	color:#003366;
	text-decoration:none;
}


/* Contact Form Style */

.textfeild {
	font-family:Arial, Helvetica, sans-seri;
	font-size:11px;
	color:#333333;
	border:1px sold #333333;
	width:135px;
}
.textfeild2 {
	font-family:Arial, Helvetica, sans-seri;
	font-size:11px;
	color:#333333;
	border:1px sold #333333;
	width:143px;
}
.textfeild3 {
	font-family:Arial, Helvetica, sans-seri;
	font-size:11px;
	color:#333333;
	border:1px sold #333333;
	width:330px;
}
.checktext {
	height:22px;
	width: 471px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
}



A:link
{
    COLOR: #0e528f;
	FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; 
	FONT-SIZE: 12px;
 	TEXT-DECORATION: none;
}

A:visited
{
    COLOR: #0e528f;
	FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif;
    FONT-SIZE: 12px;
	TEXT-DECORATION: none; 
	
}

A:hover
{
    COLOR: #0010DC;
	FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif;
    FONT-SIZE: 12px;
	TEXT-DECORATION: none; 
	
}


.update {
	COLOR: #000000; FONT-FAMILY: Verdana, Arial, Helvetica, sans-serif; FONT-SIZE: 12px;  PADDING-LEFT: 5px;PADDING-RIGHT: 5px; FONT-WEIGHT: normal; TEXT-DECORATION: none
	}
	
	
.newFaq {
	font:bold 12px verdana;
	color:#0e528f;
	height:26px;
	vertical-align:text-bottom;
	padding-top:10px;
	margin-right:2px;
	background-image:url(../images/heading_bg.jpg);
	}

.formText {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	font-weight:normal;
	padding-right:10px;
	color:#333333;
}
/**** Menu ****/
.menu
{
font:normal 13px Verdana;
	width:100%;
	color:#0e528f;
	height:36px;
	margin-bottom:10px;	
	background:#e1eaf3;
	float:left;
	position:relative;
	border: 1px solid #cccccc;
}

.horiz-menu{
	font:normal 13px Verdana;
	width:100%;
	height:36px;
	margin-bottom:2px;	
	background:#e1eaf3;
	float:left;
	position:relative;
}

.nav{
	height: 35px;
	background:#e1eaf3;
	width:958px;
	border: 1px solid #b6dcff;
}

.topdaddy
{
	text-decoration: none;
	font-size: 10px;
	height: 35px;
	color:#0e528f;
	background: #e1eaf3;
	padding-bottom: 10px ;
	
	
}
#horiz-menu {
	height: 45px;
	
	
}
#horiz-menu ul {
	list-style: none;
	margin: 0;
	padding: 0 0 0 0px;
	
}
#horiz-menu li {
	display: block;
	float: left;
	margin: 0;
	padding: 0;
	background: none;
	
}
#horiz-menu li span {
	display: block;
	float: left;
}
#horiz-menu a {
	display: block;
	float: left;
	height: 35px;
	line-height: 35px;
	padding: 0 14px;
	text-transform:uppercase;
	text-decoration: none;
	font-size: 11px;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	color:#0e528f;
	
	
}
#horiz-menu li li a {
	font-size: 11px;
	height: 35px;
}

#horiz-menu a:hover {
	text-decoration: none;
	
}
#horiz-menu li:hover,
#horiz-menu li.sfHover {
	background: none;
	height: 35px;
}
.nav,
.nav * {
	margin:0;
	padding:0;
	height: 35px;
}
div#horiz-menu {
	position: relative;
	z-index: 80;
}
div#horiz-menu .wrapper {
	position: relative;
}
#horiz-menu li li {
	margin: 0;
}
div#horiz-menu li li span,
div#horiz-menu li.active li span,
div#horiz-menu li:hover li span {
	background:none;
}
.nav {
	line-height:1.0;
	float:left;
	margin-bottom:1.5em;
	position: relative;
	height: 35px;
}
.nav ul {
	padding: 0;
}
.nav li {
	float:left;
	list-style:none;
	position:relative;
	height: 35px;
}
.nav li li a {
	display:block;
	padding: 0;
	text-decoration:none;
	background-image: none;
	float:none;
	height: 35px;
	width:210px;
}
div#horiz-menu li li a {
	height: 35px;
	line-height: 35px;
}
div#horizmenu li:hover {
	background-position: 0 0;
}
div#horiz-menu li:hover li,
div#horiz-menu li.sfHover li,
div#horiz-menu li.active:hover li,
div#horiz-menu li.active.sfHover li,
div#horiz-menu li:hover li span,
div#horiz-menu li.sfHover li span {
	background-image: none;
}
div#horiz-menu li:hover li a,
div#horiz-menu li.sfHover li a,
div#horiz-menu li.active:hover li a,
div#horiz-menu li.active.sfHover li a {
	background-image: none;
}
.nav li ul {
	float:none;
	left:-999em;
	position:absolute;
	width: 239px;
	z-index: 0;
	
}
.nav li:hover ul,
.nav li.sfHover ul {
	left:0px;
	top: 35px;
}
.nav li:hover li ul,
.nav li.sfHover li ul,
.nav li li:hover li ul,
.nav li li.sfHover li ul,
.nav li li li:hover li ul,
.nav li li li.sfHover li ul {
	top:-999em;
	height: 35px;
}
.nav li li:hover ul,
.nav li li.sfHover ul,
.nav li li li:hover ul,
.nav li li li.sfHover ul,
.nav li li li li:hover ul,
.nav li li li li.sfHover ul {
	left: 240px;
	top:0px;
	width: 240px;
	
}
.nav li li {
	position: relative;
	float:none;
	width: 240x;
	
}
.nav ul {
	background:#0e528f;
	
}
.nav li a {
}
#horiz-menu a {
	color: #0e528f;
}
#horiz-menu li li {
	border-bottom: 0px solid #b6dcff;
	
}
#horiz-menu li.active {
	background: url('../images/menu_bg-active.png') repeat-x 0 0;
	color: #0e528f;
}
#horiz-menu li:hover,
#horiz-menu li.sfHover {
	color: #0e528f;
	background: url('../images/menu_bg-hover.png') repeat-x 0 0;
}
#horiz-menu li.sfHover a {
	color: #0e528f;
}
#horiz-menu li:hover span.topdaddy a,
#horiz-menu li.sfHover span.topdaddy a {

	background: #00477d;
	height: 35px;
	color:#FFFFFF;
	
	}
#horiz-menu li:hover ul,
#horiz-menu li.sfHover ul {
	background: #e1eaf3;
	border: 1px solid #b6dcff;
	
}
#horiz-menu li li:hover,
#horiz-menu li li.sfHover {
	background: #00477d;
	color:#FFFFFF;
	height: 35px;
	
}
#horiz-menu li li a:hover,
#horiz-menu li li.sfhover a:hover {
	color: #0e528f;
	color:#FFFFFF;
}

#error { border: 1px solid #d70000;color:#d70000; background-color:#FFEEEE; padding:5px 5px 5px 5px ; display:none;margin-bottom:4px;}
#error p { padding: 2px 5px; margin:0; margin-bottom:0; }
#Msg { border: 1px solid #2e7cb8;color:#2e7cb8; background-color:#d6edff; padding:5px 5px 5px 5px ; margin-bottom:4px;height:25px;font-family:Arial;font-size:10;}